In 1992 Luce, Smith & Scott established its Franchise Division, a division dedicated to developing insurance programs and providing risk management insurance services to meet the unique exposures and needs of the franchise industry. Recognizing that franchisees share many similarities, Luce, Smith & Scott has successfully negotiated many franchise insurance programs with broad and franchise specific coverages at cost competitive group rates. The franchise insurance client base of Luce, Smith & Scott includes franchise systems operating in the service, retail and wholesale, auto and professional segments within the franchise industry. Today, as one of the largest insurance brokers providing insurance services specifically to the franchise community, Luce, Smith & Scott’s experienced and dedicated staff of franchise insurance specialists have earned the franchise industry’s trust through time, every time by understanding the unique insurance risks facing the franchise industry, and developing insurance programs to manage those risks. We encourage you to review our Franchise Brochure online: